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Credit Ratings

Rating and Investment Information, Inc. ( R & I )
Long-Term Debt A+
Short-Term Debt a-1
[ as of February 28, 2009]


A+
A high degree of certainty regarding the debt repayment with excellence in specific component factors.
Plus and minus signs may be added to ratings symbols within a range from AA to CCC to indicate their relative standing within each category. Said signs may also be added to CC or lower ratings as well in case such ratings reflect the subordinated character of the debt.
a-1
A strong degree of certainty regarding the debt repayment.
( by the definition of R & I )
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